Welcome to the Fundhouse educational hub!
Whether you're buying your first home, refinancing, or exploring investment opportunities, our resources are designed to help you make informed, confident decisions. Understanding the Mortgage Process Navigating the mortgage process can feel overwhelming. We break it down into clear, manageable steps:
1. Pre-Approval - We assess your credit, income, and goals to determine your borrowing power.
2. Loan Selection - Choose from Conventional, FHA, or USDA options based on your needs.
3. Application & Documentation - Submit financial documents and property details.
4. Processing & Underwriting - We verify your information and evaluate risk.
5. Closing - Review final terms, sign documents, and receive funding. Each stage is supported by our licensed professionals to ensure transparency and efficiency.
Loan Types Explained; Understanding your options is key to selecting the right mortgage:
Conventional Loans - Ideal for borrowers with strong credit and stable income.
FHA Loans - Government-backed loans with flexible credit and down payment requirements.
Fixed vs. Adjustable Rates - Fixed rates offer stability; adjustable rates may start lower but can change over time.
We'll help you compare terms, costs, and eligibility to find the best fit.
© [2025] Fundhouse. NMLS #2769678. Equal Housing Lender. Fundhouse is a licensed mortgage broker. All loan originators are registered with the Nationwide Multistate Licensing System (NMLS). This website is for informational purposes only and does not constitute a loan approval or offer to lend. Loan terms, rates, and eligibility are subject to change without notice and may vary based on credit profile and property type. For licensing information, visit nmlsconsumeraccess.org.
Notice to inquirers and loan applicants You have a right to submit a written application for a mortgage loan or a home improvement loan or to request written information concerning typical loan terms that we are currently offering on mortgage loans and home improvement loans. It is illegal to establish a minimum mortgage amount of more than $10,000.00 or a minimum home improvement loan of more than $1,000.00. It is illegal to deny a loan or vary the terms and conditions of a loan because of the racial or ethnic trends or characteristics of the neighborhood or the age of the structure, but not because of its physical condition. If your application for a loan is rejected, you have a right to a written statement of the reason for the rejection. If you are granted a loan but the amount required for down payment, the interest rate, term to maturity, application procedure, or other terms or conditions of the loan vary from terms or conditions offered in other neighborhoods, you have a right to a written statement of the reasons for the variation. The rights described in this notice are set forth in and limited by (cite this act). If you believe that your rights under this act have been violated, you should contact the financial institutions bureau of the Michigan department of commerce. DIFS Phone: 517-284-8800 or 877-999-6442 (Toll-Free) Fundhouse is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.